Financial Planning

 
 
 

Financial planning services starting at $250/hour.

 

Financial Planning

This is an in-depth review of your financial situation with personalized advice based on your situation. We complete an analysis on the service areas that you request. We provide a detailed report that typically includes a cash flow/net worth projection, specific financial planning recommendations and personalized investment advice. We bill based on the amount of time we spend on your case. Levels seen below are based on complexity. We offer a free consultation to understand your situation in order to determine what level you fall into.

Running Start 

$1,500 - $2,500

WHAT'S INCLUDED?

  • Guided plan through planning software lab.

  • Goal-based financial plan

  • In-depth discussion of your most pressing topics

    • Any financial topic that you choose. Here are some common ones:

    • How do I create a budget and stick to it?

    • How do I create financial goals and successfully hit them?

    • How do I start and invest in a retirement plan?

    • How much do I need to save for retirement?

    • Do I need life insurance and if so, how much?

    • How do I payoff my debt faster?

    • How can I improve my credit?

Level 1 (10-14 hours)

$2,500 - $3,750

Level 1 is based on complexity:

  • You would benefit from a detailed cash flow and net worth projection;

  • You are interested in exploring the timing of retirement or financial independence;

  • You want a more proactive approach in your tax planning;

  • You have savings in 401(k) and/or IRA accounts;

  • You might be considering college planning for young children;

  • You seek objective advice about basic insurance coverage and estate design;

  • You want to build a framework for making financial decisions.

Level 2 (12-18 hours)

$3,000 - $4,500

Level 2 is based on complexity:

  • You have the complexity of level 1 to a more complex degree;

  • You have an established career or are approaching retirement;

  • You need advice on pre-retirement decisions;

  • You may have existing insurance policies or estate documents;

  • You may have received an inheritance or other windfall;

  • You have accumulated a moderate level of investments

Level 3 (15 - 30 hours)

$3,750 - $7,500

Level 3 is based on complexity:

  • You have the complexity of level 2 to a more complex degree;

  • You have an established career or approaching retirement;

  • You need advice on pre-retirement decisions;

  • You may have existing insurance policies or estate documents;

  • You may have received an inheritance or other windfall;

  • You have accumulated a moderate level of investments

Level 4 (25-40 hours)

$6,250 - $10,000

Level 4 is based on complexity:

  • You have the complexity of level 3 to a more complex degree;

  • You have multiple sources of income;

  • You own stock options or restricted stocks;

  • You have participated in deferred compensations for several years and have multiple elections;

  • You are the primary owner of a business that has multiple employees.

Level 5 (40+ hours)

Starting at $10,000

Level 5 is based on complexity:

  • You have a highly complex overall financial situation, or have one particularly complex service area;

  • You have characteristics of level 4 but to a more complex degree;

  • You have multiple levels of income or are a business owner;

  • You have sophisticated investments;

  • You own complicated insurance polices;

  • You have a large estate.